Selasa, 01 Mei 2018

Invox - Peer to Peer Invoice Financing

What is Invox?

The Invox Finance Platform is a decentralised peer-to-peer invoice lending platform that will allow sellers, buyers, investors and other service providers to directly connect, interact, share and distribute information.

What does this really mean?

It means they are creating a p2p decentralized form of factoring or invoice financing.

If you're not familiar with invoice financing it is when a business allows a third party to purchase the rights to money they are owed (for product or service) at a discount.

The benefit to the business is that they receive money immediately which allows them to do things like make payroll, purchase additional supplies, acquire more jobs.

Invoice financing is a huge business globally because many businesses have to wait up to 90 days to receive payment for their products.

Give me an example.

A chair manufacturer, Chair Co., sells an order of $1000 worth of chairs to J. Dudley Furniture to fulfill a customer order. J. Dudley will not pay the chair company until the 30 day return period for the retail customer has been exhausted.

Meanwhile, Chair Co. has been offered another contract by B. Bubbles Designs for $2000 worth of chairs. Since Chair Co. is currently lacking cash due to the investment in supplies and lack of return on their first shipment they will have to decline the contract.

Or they can seek invoice financing via Invox. Chair Co. would digitize the invoice, with the permission of J.Dudley, into a Dynamic Invoice Smart Contract and offer it for sale on the Invox Platform.

The terms of the invoice loan would be placed in a Loan Smart Contract and when purchased the funds will be directed to the Chair Co. At the end of the loan cycle (30 days in this example), J. Dudley would then pay the smart contract which would distribute to the loan financiers.

What is the Invox platform?

The Invox platform is a complex ecosystem of buyers, sellers and investors. These parties all conduct business on the Invox platform that is composed of:

Dynamic Invoice Smart Contracts
Converts a paper invoice into a smart contract that is logged onto the blockchain. The smart contract will allow a diverse set of changing data to be stored within the invoice. Any changes will be logged on the blockchain and fully viewable by all parties.

Loan Smart Contracts
These contracts contain all loan terms and data pertaining to the distribution of funds. These contracts allow for the fragmentation of loans.

User Access & Processing Hub
The is the user interface and hub where buyers, sellers and investors will conduct the business of creating, verifying and purchasing loans.

Bank API Integration
Integrates the system with Invox banking partners. This will allow loans to be in Fiat and to be repaid in Fiat.

What is the Invox token for?

The INVOX token has two main utilities.

Sellers are required to use INVOX to pay for year subscriptions that allow them to sell their invoices.
Rewards for buyers and sellers for the verification and repayment of invoices.

Who will use Invox?

Invox is targeting small and midsize enterprises as buyers and sellers and non-retail investors as the purchasers of invoices.

Buyers and sellers will be motivated to move to Invox because of lower fees, increased security and possibility of rewards.

Initially the platform will only allow non-retail investors to participate in the investment platform. These include large businesses, individuals that invest more than $500,000 AUD, or those investors with net assets of at least $2.5m AUD or with gross incomes of at least $250k AUD. This is a much different approach than a similarly focused project (Traxia) that allows any investor to purchase invoices.

Over time INVOX will allow retail investors to participate in funding.

What is the revenue model for Invox?

The Invox Finance Platform will generate revenue by charging fees to the sellers and investors. Buyers are not charged for using or accessing the Invox Finance Platform, nor are third parties who provide value to the Invox Finance Platform.

Sellers will pay a 1.1% fee (in INVOX) to list invoices for sale. Of this fee, .1% will return to Invox Finance and 1% will be returned as rewards.
Investors will be charged a 1.1% fee to purchase invoices.

Tell me about the team and partners.

The team is Australia heavy with a focus on both finance and blockchain tech. Compared to other teams they appear to be solid.

Team members include:

Alex Mezhvinsky - Co-Founder

Adam Mezhvinsky - Co-Founder

Daniel Tang - Co-Founder

Victoria Mezhvinsky - In House Legal Counsel

Jose Luis Ramirez -Lead Software Engineer

Lucas Cullen - Lead Solidity Developer - Contractor

Henry Sit - Business Development Manager

The advisors include individuals from blockchain projects including the Founder of the Celsius Network, the CEO of CanYa and Cofounder of Loki. Advisers also include legal experts and venture capitalists.

Advisors include:

Alex Mashinsky - Strategic Advisor

David Lu - Investment Advisor

JP Thor - Crypto Advisor

Confirmed partners include SelfKey and the Celsius Network.

Social

The Invox Telegram group has 2500 members. It is actively moderated and team members to show up to answer questions.

The Medium blog is average in quantity and is mostly used to announce partnerships, key dates, and updates.

There has not been a lot of FOMO around this project although Celsius Network (partner/advisor) is a highly hyped project but relatively new to the scene. No FUD has been found.

ICO. Give me Details.

The ICO begins it's presale on March 15th. Presale participants receive a 30% discount and have a 1 ETH minimum purchase and no max. The presale cap is $2.5 million.

The crowdsale opens April 15th and will have a .1 ETH minimum with no individual cap. The bonuses for this round start at 20% and decrease to zero by the end of the sale.

The overall hardcap is 20,000 ETH and the maximum total supply (if max bonuses are allocated) is 464 million INVOX.

Token distribution is as follows:

Tokens will be transferable two weeks after the end of the sale. Team and board members have half of their tokens locked for 180 days, the other half are not locked.

Overall

Project is a good use of blockchain and smart contracts and will allow businesses to create fully auditable invoice financing histories. The ability to create fragment loans from the loan smart contract is a great tool for loan financiers to mitigate risk. The team appears solid and well connected in the space.

Info Sheet

For more info visit:
Invox Website || Telegram || Whitepaper|| Medium

Author:Agung pratama

https://bitcointalk.org/index.php?action=profile;u=1807351https://bitcointalk.org/index.php?action=profile;u=1807351

Birake est construit par des sociétés de logiciels opérant dans l'industrie du logiciel web

Bonjour, je ne comprends pas ce que ma devise peut faire confiance et aller sur la lune. Dans ce gâchis, parfois je perds la pièce la plus basse et j'ignore la lune en même temps. Comme bitcoin, etherum, litecoin, bitconnect, le marché a plus de 100 $ de moins que le dollar d'aujourd'hui. J'espère que tout le monde connaît Penny et commence avec 0,10 cents. Beaucoup de gens manquent encore le contrat d'achat de 7 $.

Birake est construit par des sociétés de logiciels opérant dans l'industrie du logiciel web, en particulier en Amérique du Sud depuis 2010. Birake est conçu par des experts. En tant que commerçants et investisseurs, ils ont surmonté la densité du parquet dans le domaine de la cryptographie.

Surtout en 2017, plus de 50% des grandes plates-formes de transactions cryptées sont surchargées / fermées / piratées, ou il y a beaucoup de temps qui ne peut pas durer longtemps. En conséquence, Birake Dev estime que l'image de BIRAKE ne ressemble pas seulement aux solutions destinées aux utilisateurs finaux, mais aussi aux entreprises qui ciblent les échanges commerciaux / d'informations sur le terrain. La plateforme BIRAKE peut également être utilisée avec succès dans les communautés émergentes et les nouvelles entreprises qui souhaitent participer aux négociations.

Les gens de BIRAKE peuvent même gérer leurs propres plateformes de trading. L'équipe dédiée dans ce projet a plus de 10 ans d'expérience avec une grande quantité de données et le développement et le fonctionnement des utilisateurs Web. Au cours des sept dernières années, ils ont travaillé avec la technologie suivante.

Symfony 3

Node.js

Archives NoSQL

AngularJS,

Il y a ReactJS et plus.

BIRAKE TOKEN BIR Token est une application distribuée développée sur le bloc Ethereum conformément à ERC 223 qui est une extension de la norme ERC 20. La distribution de la première carte se fait par un jeton événementiel. Dans le jeton de génération d'événement, vous pouvez acheter un jeton BIR en échange d'un éther ou d'une pièce (voir mode de paiement supplémentaire). Lors de la reconstruction de l'industrie logicielle non liée, vous devez engager le logiciel BIRAKE en utilisant BIR pour le fournisseur.

Les clients peuvent payer en utilisant la solution logicielle complète ou les balises BIR de la zone cryptée à l'intérieur. Fondamentalement, vous pouvez payer pour un logiciel d'échange complet comme des étiquettes vierges avec des jetons BIRAKE.

Approvisionnement total = 300 000 000 cartes BIR

TGE détient jusqu'à 75% de l'inventaire total de la puce, 225 millions

Token.

Avant-vente / vente (jusqu'à 30% des cartes existantes / 45%)

25% des jetons restants,

Publicités (15 millions de dollars), consultants et concepteurs de cartes (40 millions de dollars) et marketing

(20 millions). TGE Management,

Le site birake.com.

Lors d'une enchère publique, un participant est un jeton

Taux d'escompte 30%, 1 BIR = 0,07 USD. Le TOKEN BIR est échangé

1 BIR = valeur 0,10 $, ou l'équivalent d'un morceau d'éther ou de bit

(Méthode de paiement supplémentaire imaginable).

Les cartes non déposées dans TGE seront déposées dans notre portefeuille à titre de preuve de réserves en raison des fonds de développement futurs et des coûts du fonds de roulement.

DISTRIBUTION TOKEN

Détails de la distribution

Période de vente avant publication: 50 millions

Période de vente primaire publique: 175 000 000

Marketing: 20 000 000

Annonce: 15,000,000

Conseiller et développeur: 40 millions

Carte routière

ÉQUIPE

Depuis 2010, nous avons développé / mis en place des systèmes de gestion de contenu dans le monde entier pour diverses industries. L'activité principale de l'activité passée est l'industrie financière et l'industrie des médias.

Nous avons de l'expérience dans l'industrie du forex et sommes dans l'industrie de la cryptographie depuis plus de 5 ans.

Nous avons mis en place des systèmes de négociation automatisés et des plateformes d'échange, et plus récemment nous nous sommes concentrés davantage sur les zones cryptographiques.

En tant que traders et investisseurs, nous avons une situation où nous pesons sur des plateformes de trading dans des domaines cryptographiques. Plus précisément, en 2017, plus de 50% des grandes plateformes de négociation cryptographiques sont surchargées / fermées / ne peuvent pas fonctionner au fil du temps.

Pour cette raison, nous croyons que non seulement des solutions pour les utilisateurs finaux mais aussi des entreprises qui visent des affaires / échanges dans ce domaine seront proposées pour la plate-forme Birake.

En outre, la plate-forme Birake peut être utilisée pour de nouveaux territoires et de nouvelles pièces et souhaite participer à des plates-formes de négociation. Avec l'aide de Birake, ils peuvent même avoir leurs plateformes de trading.

Notre équipe est dévouée à ce projet et possède plus de 10 ans d'expérience dans le développement Web et une grande quantité de données et d'opérations utilisateur. Symfony 3, Node.js, banque de données NoSQL, AngularJS, ReactJS, etc. Souvent utilisé Nous évoluons constamment et nous sommes toujours à la recherche de nouveaux membres talentueux et innovateurs.

Depuis 2010, nous avons développé / mis en place des systèmes de gestion de contenu dans le monde entier pour diverses industries. L'activité principale des activités passées est l'industrie financière et l'industrie des médias.

Nous avons de l'expérience dans l'industrie du forex et sommes dans l'industrie de la cryptographie depuis plus de 5 ans.

Nous avons mis en place des systèmes de trading automatisés et des plateformes de trading, et récemment nous nous concentrons davantage sur les zones cryptographiques.

En tant que traders et investisseurs, nous avons une situation où nous pesons sur les plateformes de trading dans les domaines cryptographiques. Plus précisément, d'ici 2017, plus de 50% des plates-formes de négociation principales surchargées / fermées / impossibles à obtenir ne pourront pas fonctionner au fil du temps.

Pour cette raison, nous croyons que non seulement des solutions pour les utilisateurs finaux mais aussi des entreprises visant des affaires / commerce dans ce domaine seront proposées pour la plate-forme Birake.

En outre, la plate-forme Birake peut être utilisée pour de nouvelles zones et de nouvelles sections et souhaite participer à des plates-formes de négociation. Avec l'aide de Birake, ils peuvent même avoir leurs plateformes de trading.

Notre équipe est dédiée à ce projet et possède plus de 10 ans d'expérience dans le développement Web et une grande quantité de données et d'opérations utilisateur. Symfony 3, Node.js, base de données NoSQL, AngularJS, ReactJS, etc. Souvent utilisé Nous continuons à grandir et nous sommes toujours à la recherche de nouveaux membres talentueux et innovants.

L'échange BIRAKE a formé le lien suivant

SITE WEB: https://goo.gl/xs4gzb

LIVRE BLANC: https://goo.gl/VLVW7k

ROADMAP: http://birake.com/#roadmap

auteur:

Agung pratama

Mon profil:

https://bitcointalk.org/index.php?action=profile;u=1807351https://bitcointalk.org/index.php?action=profile;u=1807351

MonEth: 0x3320ca77c45546ff125535A8c37151070EaF10f5

Espérons que les critiques utiles sur ce projet phare, MERCI DE LIRE

Share Buy and Sell Order Between Exchanges? POSSIBLE WITH BIRAKE!

Agung pratama

Want to own your very own Exchange? With Birake, it is very possible for you to rent your very own exchange. You won't have to deal with starting up again because with Birake, you share buy and sell order with other owners of exchange in the Birake platform.

We all know how important Exchanges is in the world of cryptocurrency. We can buy and sell a currency to another currency with the help of these Exchanges. But the problem with the current market is, individuality. Users and Investors tend to use only the top notchers of exchanges, leaving new ones, even though offers a good and better services will be having a hard time getting their market volume to rise up. Birake will solve the individuality of every exchanges, different exchanges rented in the Birake Platform will connect with each other. Imagine different building connected through an underground tunnel. That is what Birake Platform will do in the Cryptocurrency Sphere.

With Birake, Everyone can own their own exchange platform by renting with the help of Birake. All the exchanges using our platform will share their orders meaning a new exchanged rent in the Birake platform will have many buy and sell orders on the first day launching of your own exchange.

In the Birake Platform, aspiring exchange owners can start right away from day 1! Future owners won't face marketing problems and will save a lot of funds doing so. Birake offers the first of it's kind and will revolutionize the individuality of the exchanges of today.

The diagram of Birake which explains clearly how the platform will work.
It is very simple and easy to understand. Imagine your orders from "Binance" (for example purpose) will synchronize with buy and sell orders from "Bitrrex"(sample purpose). Yes, it is possible with Birake Platform. Different exchanges will connect with each other just like how blockchain technology connected each and everyone of us. Birake will be the "bitcoin" of Exchanges.

MILESTONE:

Token Distribution Details:

As mentioned above the TGE and presale will be responsible for the distribution of 75% of the token: 225,000,000 tokens. This distribution includes the pre-sale (up to 30% of available tokens), full sale (45% of available tokens) Any tokens not sold in the pre-sale will be transferred to our reserve tokens.

We are setting aside 40M of the total BIR tokens for the development team & advisors. These tokens are locked for 12 months.

We are reserving of our supply to be used by the company for expenses with advertising.

Finally, we keep communication and marketing up to the highest standards possible.

To know more about Birake:

Website: https://birake.com/
Whitepaper: https://birake.com/assets/docs/whitepaper_birake.pdf

https://bitcointalk.org/index.php?action=profile;u=1807351https://bitcointalk.org/index.php?action=profile;u=1807351

Twitter: https://twitter.com/birakecom
Telegram: https://t.me/birakecom

Myeth:0x3320ca77c45546ff125535A8c37151070EaF10f5

CARATZ : 누구나 액세스 할 수있는 Cryptocurrency

27654517_1976885359296915_1006830745460975452_n

Caratz는 소셜 미디어를 통해 직접 플랫폼 간 토큰 전송을 가능하게하는 트랜잭션 프록시 및 암호 해독 교환 프로그램입니다. Caratz와 함께 수많은 ERC-20 토큰을 지원하고 사용자가 소셜 미디어 애플리케이션을 떠나지 않고도 거래를 할 수 있도록합니다. Caratz 플랫폼은 분산 교환기에 통합 된 cryptocurrency 쌍을 교환하는 데 사용할 수도 있습니다.

나와 같은 사용자는 여러 가지 소셜 미디어 응용 프로그램 (Telegram, Facebook Messenger, Whatsapp, WeChat, Discord 및 Twitch)을 열고 다양한 ERC-20 자산을 지원하는 지갑에 액세스 할 수 있습니다. 그런 다음 사용자는 서로 거래하거나 다른 사람과 통화를 교환 할 수 있습니다.

특정 개인이 서로 토큰 및 파일을 교환하려고한다고 가정 해 봅시다. Caratz의 내장형 에스크로 시스템을 사용하여 두 사용자가 주문을 확인하고 전달하기 전에 두 사용자가 거래를 검토 할 수 있습니다. Caratz 에코 시스템을 통해 사용자는 현재의 암호 해독 (cryptocurrency)의 주요 문제인 안전하고 안전한 거래를 할 수 있습니다.

Caratz는 또한 시장 및 채널이 게시물을 공유하고 제품을 홍보 할 수있는 화이트리스트를 보유하게됩니다. 레지스트리는 Caratz 토큰에 의해 지원되며 작성자는 토큰을 구울 수 있고 사용자는 토큰을 할당하여 신뢰도 등급을 향상시킬 수 있습니다.

Cryptocurrency는 정확히 무엇입니까?

Cryptocurrency는 디지털 돈과 비슷한 분산 된 디지털 통화입니다. 이들은 구매, 교환 및 다양한 서비스에 사용하도록 설계되었습니다. 이것은 물리적 표현이없는 완전히 무형의 통화이지만, 수천 대의 컴퓨터에서 실행되며 금융 거래를 투명하게 만들고 모든 사람이 액세스 할 수 있도록하는 것이 주 목표입니다.

그러나이 디지털 화폐가 특별하게 만드는 이유는 그것이 암호화와 분권화를 어떻게 구현하는지에 있습니다. 중앙 권한에 대한 필요성을 제거함으로써 트랜잭션을 분산 방식으로 유효성을 검사하고 공개 장부에 공개합니다. 이 분산 네트워크를 사용하면 몇 분 안에 처리 할 수있는 당사자간에 신속하고 직접적인 트랜잭션이 가능합니다.

Cryptocurrency는 종종 동전 또는 토큰 화 된 자산이라고도하며 지불을 관리하는 데 사용되는 디지털 지갑에 저장됩니다. 각 지갑은 작성자에게만 알려진 개인 키 (특수 암호화 된 비밀번호)로 보호됩니다. 지갑에서 직접 거래를 보내면 자금을 송금하거나 수령 할 수 있습니다. 현금처럼, 당신은 당신이 원하는 돈을 쓸 수 있지만 디지털로 보낼 수 있습니다.

Caratz는 어떻게 큰 그림에 잘 들어 맞습니까?

이 모든 작업은 Caratz 플랫폼을 통해 쉽게 수행 할 수 있습니다. Caratz의 가장 큰 판매 포인트는 사용자가 소셜 미디어 응용 프로그램을 통해 지갑과 거래에 직접 액세스 할 수있는 쉬운 액세스입니다. Telegram, Facebook Messenger, Whatsapp, WeChat, Discord 및 Twitch가 있습니다.

통합 및 사용이 용이하며, 20 개 이상의 언어에 대한 완전한 에스크로 기능 및 지원을 제공합니다. 사용자는 통합 분산 교환기를 통해 다른 cryptocurrencies를 위해 거래 할 수 있습니다. 추가 기능에는 향후 플랫폼 개발을위한 커뮤니티 기반 투표, 온라인 시장 생성 및 crowdsourced 허용 목록이 포함됩니다.

교환

사용자는 소셜 미디어 애플리케이션을 떠나지 않고 CRTZ / ETH와 같은 ERC-20 거래 파트너를 위해 사내 Caratz 교환기를 사용할 수 있습니다. Caratz 거래소는 ETH 인출 수수료 0.003 ETH와 인출시 무제한 0.100 % 거래 수수료를 제공합니다. 사용자들은 월간 커뮤니티 캐럿 설문 조사 (Monthly Community Caratz Polls)에서 추가 무역 조수를 소개하기 위해 Caratz-powered 투표에 참여했습니다.

에스크로

에스크로 란 독립적 인 제 3자를 통제하기 위해 자금이 할당되고 거래에서 구매자와 판매자를 보호하기 위해 라이센스가 부여되는 계약입니다. 사용자는 자금 또는 정보 교환을 위해 다른 지갑으로 요청을 보낼 수 있습니다. 쿠폰을 검토 한 후 선택한 파티가 응답합니다. Ethereum을 잃어버린 사이버 범죄 희생자가 평균 3 만 5 천 달러에 1 천 5 백 달러에 달합니다. 이러한 통계는 매년 계속 증가하고 있습니다. 사기꾼과 도둑은이 문제를 해결하기위한 공식적인 규제와 해결책이 없기 때문에 오늘날의 암호 해독 공동체에서 만연합니다.

토큰 판매 및 유통

Caratz는 교환 및 플랫폼 거래에서 사용되는 기본 토큰입니다. 고정 된 수의 125MM Token Caratz가 발급되며, 20MM은 2019 년까지 일시 중지됩니다. Caratz는 Ethereum 블록 체인에서 자연스럽게 ERC-20 토큰으로 실행됩니다.

125MM 토큰 카라 츠가 합계로 제작됩니다. 이 금액 중 25MM은 개발자를 위해 2019 년까지 잠기 며, 5MM은 운영 비용과 개발 및 프로모터를위한 자금 지원을 위해 예약되어 있습니다. 95MM Token caratz는 다음과 같은 순서로 플랫폼 사용을 위해 배포됩니다. 첫째, 개인 판매 중에 20MM이 개인 투자자에게 판매됩니다. 그러면 25MM이 추천 프로그램이 시작되는 Pre-Token Sale에서 판매 될 것입니다. 사용자는 Caratz에게 다른 사용자를 소개하는 선물을 받게되며 사용자 기반의 성장을 주도합니다. Sales PreToken에 이어 토큰 판매에서 25MM 토큰을 판매 할 예정이며 사용자는 Caratz 토큰을 교환 할 수 있습니다. 마지막으로, 25MM 토큰은 Caratz 계정 보유자에게 전달됩니다.

로드맵

Caratz는 다양한 소셜 미디어를 확인하는 방법에 대해 자세히 알아보기 위해 Caratz가 할 수있는 기능에 대한 매우 간단한 예입니다.

웹 사이트 : https://caratz.io

전보 : https://t.me/CaratzChat

트위터 : https://twitter.com/CaratzTeam

저자 : Agung pratama

내 BitContalk 프로필

https://bitcointalk.org/index.php?action=profile;u=1807351https://bitcointalk.org/index.php?action=profile;u=1807351

Agung pratama

DATAREUM

Hello guys,I want to introduce about datareum ?.. What is DATAREUM

Users pay their data online for free Internet usage and free services. Large companies, like Google and Yandex, sync information from multiple sources to more accurately determine user preferences. I gather information about the users they can analyze and sell to create ads.

Our data is the economic value created by combining our basic identity (including age, location, gender), our behavior (including interests, relationships and opinions) and our purchases. We send data permanently, when we enroll in various services, and also show when we subscribe to different websites or click likes. We generate this information ourselves, but we, unfortunately, are not the owner, and we do not get any benefit directly from it.

At the same time, the company's earnings from it, and then the interests of users more clearly understood, and more specifically, advertising will be displayed. So, on Facebook, users have pre-paid stories that they have, going from websites that are fun to them and the information available on their profiles. Insurance companies use data aggregation to create pricing models for new customers based on the perceived willingness of similar clients to pay. Online retailers also have a profile customer, for example, whether they are located in the suburbs or in the city center, adjusting the price shown exactly.

Datareum's platform provides a marketplace for high quality data. Data Providers continuously earn DTN as the data they have provided is resold. Data Requesters pay for customized data, which can be resold for profit.

our personal data (including age, location, gender) our behaviour (includes interests, attitudes, andopinions0 and our purchases.we personally generate this infinite yetwe do not seem toown it, and we certainly do not profit from it directly.
the data broker industry, as we have seen, is a rapidly growing sector that aggregates our data, largely without our knowledge, reselling it for massive profit.

Eco System
A liquid market for DTN is achieved: Data Providers can sell earned DTN on the open market or sell it back Data Requesters in exhange for goods and services.